Let CR&S Appraisal Services serve your appraisal needsEach year, thousands of people in North Carolina purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. While there are a developing number of automated home valuation processes that may seem more prudent than an appraisal, most lenders still want a local expert because the stakes are very high. You might think that securing a mortgage is the only reason to acquire an appraisal, but there are other situations when the services of a licensed, independent real estate professional could be beneficial. 
Dispute your tax assessment in Franklin CountyIt's probable you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your house, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from us is your best evidence. At CR&S Appraisal Services, we're capable of assisting you in disputing your tax assessment. Eliminating PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask homebuyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. More often than not, this added payment is folded into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, CR&S Appraisal Services can provide you with a statement regarding the value of your home. The price you paid for the home valuation can usually be regained in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from CR&S Appraisal Services Order todayGet a fair valuation on a home take make a divorce settlement less stressfulA divorce is often complicated by the burdensome decision of who keeps the home, and it can be a particularly daunting ordeal for both parties. It's a good idea to order an appraisal from CR&S Appraisal Services so both parties are fully aware of the true market value of their property, regardless of the situation. The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Determine an accurate and fair valuation for estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Move to or from Franklin County through an employee relocation programWe know the headaches associated with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed inspection, we suggest relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered. Sell your home promptly — for the right priceA professional appraisal will help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal report. We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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